LifeGreen® Checking

The LifeGreen® Checking account offers everything you expect from our most popular checking account. Enjoy unlimited check writing and a way to waive the monthly fee, plus an option to open a LifeGreen Savings account with no monthly fee and an opportunity to earn an annual savings bonus.^[1]

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What you get with LifeGreen® Checking

Monthly fee options:

$0 with a monthly direct deposit of at least $500^[2]

More ways to waive the fee

$8 with online statements^[3]

$11 with paper statements

Read our Regions Quick Guide® for more account and fee details.

Option to open a LifeGreen Savings account and an opportunity to earn an annual savings bonus^[1].

Alerts and notifications^[4] ^[5]

Opportunity to get extra time to make a deposit and avoid overdraft fees with Overdraft Grace.

Want to avoid the monthly fee?

Avoid the monthly checking account fee by doing one of the following:

Maintain an average monthly balance of $1,500^[6] in your LifeGreen® Checking account

OR
With a monthly direct deposit

ACH direct deposit, such as a recurring payroll or government benefit deposit, to your LifeGreen® Checking account (at least one of $500 or more, or a combined amount of $1,000^[2])

Checking account details

Monthly fee
- $8 with online statements^[3]
- $11 with paper statements (without check images)
- No monthly fee when you do one of the following:
  - Maintain an average monthly balance of $1,500^[6] in your LifeGreen® Checking account
    OR
  - ACH direct deposit, such as a recurring payroll or government benefit deposit, to your LifeGreen Checking account (at least $500 or more, or a combined amount of $1,000^[2])
Minimum opening deposit
- $50
Check pricing
- Price varies by style. Order via Online Banking, visit your local branch or call 1-800-734-4667.^[7]
Statement options
- Online statements and paper statements as well as other options are available. Fees may apply.
Overdraft fees
- Paid overdraft fee: $36^[8]
- Overdraft protection transfer fee: $0
Please refer to Pricing Schedule for more details about the account and other fees.
- You have the option to link your checking account to an eligible Regions funding account for Overdraft Protection. With Overdraft Protection, there is no fee for transferring funds from a linked account to your checking account to cover an overdraft.
- Standard Overdraft Coverage is a service we provide that may cover transactions if you overdraw the available funds in your account.
- If you opt in to Standard Overdraft Coverage for ATM and everyday debit card transactions, we may authorize and pay your ATM and nonrecurring debit card transactions into overdraft. Our paid overdraft Item fee is $36 and is subject to change.
- If we make Standard Overdraft Coverage available to you, we may pay your check, ACH and recurring debit card transactions even if you don’t have sufficient available balance in your account, which may result in an overdraft fee.
- Regions Overdraft Grace gives you extra time to make a deposit or transfer funds to your account to help you avoid overdraft fees.
With this account, you can get:
- The option to open a Regions LifeGreen^® Savings account with no monthly fee and an opportunity to earn an annual savings bonus^[1]
- 30% discount on one Safe Deposit Box with an additional 10% discount for auto debit^[9]
- Relationship rates for customers who have a Regions checking account and meet other requirements^[10]
- Discount on an installment loan with payments auto debited from a Regions account
- Earn cash back when you activate Regions Offers^℠ from popular retailers in Regions Online and Mobile Banking
Other features include:
- Regions Visa^® debit card
- Free access to Online Banking^[11]
- Free standard Delivery Bill Pay^[12]
- Mobile Banking^[5]
- Unlimited check writing
- Service Member Benefit – No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period if you provide your Military ID when opening a Regions checking account or any time afterward.^[13]
Here is a checklist of items you will likely need to open an account:
- $50 minimum opening deposit
- Social security number or tax identification number
- Birth date
- Personal identification such as driver’s license, passport, state or government-issued ID, etc.
- Secondary form of ID (such as a social security card, birth certificate, Insurance card, etc.)
- Open online now or connect with a Regions associate at a nearby branch or by calling 1-800-734-4667.

Explore our other checking accounts

If you aren't sure LifeGreen® Checking is right for you, compare it side by side to our other checking accounts to find the one that fits your needs.

Compare checking accounts

Smart solutions to help you succeed

Manage money
Get paid early

Set up direct deposit and get your paycheck or regular government payments up to two days early with Early Pay.^[14]

Grow savings
Spend and grow savings

Enroll your checking account in Spend & Save and grow your Regions LifeGreen® Savings automatically as you use your Regions Visa® debit card.^[15]

Access funds
Build credit for the future

Subscribe to Self^[16], a service that could help build your credit history by reporting payments you already make. Sign up for Rent Reporting^[16] at no cost to improve your access to financial opportunities in the future.

Protect assets
Control your cards

Set up LockIt® card controls^[17] to customize how your debit card, credit card and prepaid Now Card® can be used.

Send and receive money from people you trust using Zelle®

Zelle®^[18] is a great way to send, request and receive money with people you know and trust^[19] who have a U.S.-based checking or savings account^[20].

It's fast: The money is typically available in minutes.^[20]
It’s easy: Log in to the Regions Mobile App or Regions Online Banking and choose “Send Money with Zelle®.”
It’s free: Zelle® is free through the Regions mobile app and online banking.^[5]

Zelle details

Enjoy the convenience of a Visa® debit card

With a LifeGreen® Checking, you also have access to a Regions Visa®^[15] debit card so you can make purchases, withdraw funds, and manage your money with confidence.

Debit card details

What Is an Overdraft Fee & How to Avoid Them

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Looking for more information?

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Checking FAQs

To qualify for a LifeGreen Savings Account, you must have a Regions checking account. The minimum opening deposit amount for a Regions checking account is $50. The minimum opening deposit amount for opening a LifeGreen Savings Account is $50 (or $5 in branch if you set up a monthly automatic savings transfer from a Regions checking account). An automatic transfer of funds of at least $10 from your Regions checking account to your LifeGreen Savings account in at least 10 of any of the 12 calendar months that precede the month of your account opening anniversary (your “Account Anniversary Month”) is required to earn a 1% annual savings bonus. The annual savings bonus is based on the average monthly balance for the 12 calendar months that precede your Account Anniversary Month. The annual savings bonus will be paid to your LifeGreen Savings account by the second business day of the month following your Account Anniversary Month. To receive the annual savings bonus, your LifeGreen Savings account must be open on the date the annual savings bonus is paid. Maximum annual savings bonus of $100. You are responsible for any tax due on any amount received under this offer. Fees could reduce earnings on the account. The Annual Percentage Yield (APY) for the LifeGreen Savings account and the LifeGreen Preferred Checking (other Regions checking accounts do not pay interest) account is based upon balance and may change at any time. Check the current interest rates and APYs for LifeGreen Savings and LifeGreen Preferred Checking. Regions Bank reserves the right to change the terms of or terminate this bonus program and prorate the amount of any bonus payment at any time in its sole and absolute discretion.
For the monthly fee waiver, we count all ACH direct deposits that post to your account during the account statement period, excluding the last day of the period. ACH direct deposits that post on the last day of the statement period are counted in the following statement period.
To qualify for the monthly fee with Online Statements for LifeGreen Checking or 62+ LifeGreen Checking, or to avoid the monthly Paper Statement Fee for the LifeGreen eAccess Account or LifeGreen Checking for Students, as applicable, you must be a Regions Online Banking customer who receives only Online Statements for the account. To get started with Online Statements, simply enroll in Regions Online Banking or the Regions mobile app. You must have a valid Social Security Number or Taxpayer Identification Number in order to enroll in Regions Online Banking. If you are an existing Online Banking customer, log in and select the Online Statements link in the top navigation under Accounts; or log in to the Regions mobile app, select the eligible Regions account, and tap the Statements tab. Changes in applicable fees will become effective beginning with the end date of the statement period in which Online Statements are activated or cancelled, as the case may be.
We can provide these alerts only if you have provided your compatible mobile phone number and/or email address to us; we can provide alerts by text only if you have not opted out of communication via these methods. We provide alerts as a courtesy, and have no liability for any failure or delay to provide an alert to you. We may modify or discontinue these alerts at any time and without notice to you. Your mobile carrier's messaging and data fees may apply.
Mobile Banking, Regions Mobile Banking App, Alerts, Notifications, Text Banking and Mobile Deposit require a compatible device and enrollment in Online Banking. All are subject to separate terms and conditions. Mobile Deposit is subject to fees. Your mobile carrier’s messaging and data fees may apply.
For the average monthly balance, we divide the sum of the ending posted balance for each day in the statement period by the number of days in the statement period. Please note that your account statement only shows ending posted balances and an average balance reflected by those ending posted balances. The ending balance for any day is the opening balance for the next day.
Standard bulk delivery is included in the price. Other shipping options are available at an additional charge.
Regions offers a one-time refund of Paid Overdraft Item fees. Refund is limited to the Paid Overdraft Item fees charged to your account with respect to one day’s processing. Contact your local branch or call 1-800-REGIONS (734-4667) for your fee refund. Paid Overdraft Item fees apply to items presented against insufficient available funds in your account, including a check, in-person withdrawal, ATM withdrawal, debit card transaction, or withdrawal by any other manual or electronic means whatsoever. Only customers who have opted in to Standard Overdraft Coverage will be charged Paid Overdraft fees for ATM and everyday debit card transactions. We will charge you no more than three (3) Paid Overdraft Item fees per day. When the available balance in your personal account is overdrawn by $5 or less after end-of-day-processing, we will not charge you a Paid Overdraft Item Fee for items that post that day. Standard Overdraft Coverage elections can be made at most Regions ATMs, at your local Regions branch, by calling us at 1-800-947-BANK (2265), or through Regions Online Banking.
Safe deposit boxes subject to availability, and discount applies to one box per account. Receive an additional 10% discount when your safe deposit box payment is auto debited from your Regions checking or savings account.
Please refer to the Personal Checking, Money Market, Savings, Time Deposit & IRA Accounts Pricing Schedule for more details.
Enrollment in Online Banking requires eligible Regions accounts. To enroll in Online Banking, you must have either a Social Security or Tax Identification Number or use alternative enrollment procedures available by visiting a branch. Mobile Banking, Regions Mobile Banking app, Alerts, Notifications, Text Banking and Mobile Deposit require a compatible device and enrollment in Online Banking. All are subject to separate terms and conditions. There is no fee to access Online Banking or Mobile Banking, but fees may apply to certain products and services offered through Online Banking and Mobile Banking. Mobile Deposit may be subject to fees. Your mobile carrier’s messaging and data fees may apply. You must be at least 18 years of age to use Regions Bill Pay or Zelle.® U.S. checking or savings account required to use Zelle.®
Enrollment in Online Banking with Bill Pay requires eligible Regions accounts. To enroll in Online Banking, you must either: have a Social Security or Tax Identification Number; or use alternative enrollment procedures available by visiting a branch. Fees may apply to certain products or services available through Online Banking. Access to Online Banking has no fees but fees may apply to certain services.
ATM fees charged by owners/operators of non-Regions ATMs may apply. If you provide a nonmilitary ID when opening or using your Regions account, our systems may not recognize that you qualify for the fee waiver on two transactions at non-Regions ATMs per statement period. If your account is charged a fee for a transaction at a non-Regions ATM, please visit a branch to provide your Military ID or, if there are no branches where you are deployed, call 1-855-REG-4MIL (734-4645).
Regions Early Pay is a courtesy service provided in the sole discretion of Regions Bank according to criteria established from time to time by Regions Bank. Regions Bank does not guarantee the early availability of any direct deposit or Now Card load. Terms and limitations apply. See Regions Bank deposit agreement and Regions Now Visa® Prepaid Card Terms and Conditions for details.
Visa is a registered trademark of Visa International Service Association, and is used by the issuer pursuant to license from Visa U.S.A. Inc.
Services are provided by Self Financial, Inc. Enrollment (including eligibility requirements such as being 18 years or older) is subject to Self's terms and conditions. Regions Bank does not provide these services and makes no representations or warranties about them. Individual results vary. You may not receive an improved credit score. Other factors, including activity with other creditors, may impact results. Many lenders, including most auto and mortgage lenders, do not use scores impacted by rent, cell and utility payments. Not all bill payments may be eligible. Rent payments are reported to Experian, Equifax and TransUnion. Utility & cell phone payments are reported to TransUnion.
LockIt® controls will not block all transactions on your card. They will not block transactions processed when standard authorization systems are not used. They will not block merchant-identified recurring transactions, credits to your account, ATM deposits, ATM Now Card loads, ATM payments (including transfers from your deposit accounts to your credit accounts), ATM check cashing, ATM inquiries or ATM account mini statements. If your credit card provides overdraft protection to your checking account, they will not block overdraft protection advances.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
If you don't know the person you are paying or aren't sure you'll get what you are purchasing, we recommend you do not use Zelle® for the transaction. Once you have authorized and made a payment through Zelle®, it may not be possible to reverse the payment or recover the funds.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. If you don’t know the person you are paying or aren’t sure you’ll get what you are purchasing, we recommend you do not use Zelle® for the transaction. Once you have authorized and made a payment through Zelle,® it may not be possible to reverse the payment or recover the funds. Transactions between enrolled users typically occur in minutes and generally do not incur transaction fees.