Self

Build credit without taking on debt

With a Self^[1] subscription^[2] you may be able to build your credit history by continuing to pay your rent, cell phone and other utilities payments the same way that you always have.

Now you can sign up for Free Rent Reporting at no cost. This service will report your monthly rent payments to all three major credit bureaus^[3].

If you prefer, you can step up to full Rent and Bills Reporting. This service reports your rent and utility payments each month to major credit bureaus for a monthly fee of $6.95. The optional Lookback service can report up to two years of past payments for a one-time fee of $49.95.

With either service, once you link your bank account, Self will find and verify your payments using advanced matching technology. Self will then report your payments to the major credit bureaus and provide access to credit score tracking.

Enjoy these benefits

Get credit for payments you’re already making
Track your credit score so you can see the impact
Maximize the credit impact with Lookback service to report past rent and utility payments

Learn more about Self

Services are provided by Self Financial, Inc. Enrollment (including eligibility requirements such as being 18 years or older) is subject to Self's terms and conditions. Regions Bank does not provide these services and makes no representations or warranties about them. Individual results vary. You may not receive an improved credit score. Other factors, including activity with other creditors, may impact results. Many lenders, including most auto and mortgage lenders, do not use scores impacted by rent, cell and utility payments. Not all bill payments may be eligible. Rent payments are reported to Experian, Equifax and TransUnion. Utility & cell phone payments are reported to TransUnion.
An active subscription is required. Enrollment (including eligibility requirements) is subject to Self’s terms and conditions.
Rent payments are reported to Experian, Equifax and TransUnion. Utility and cell phone payments are reported to TransUnion.