Cashier's checks

A cashier’s check, also known as an official check, is a secure payment option backed by the bank’s funds. When requesting a cashier’s check, the money is taken from your account and moved to the bank’s account. The bank then writes the check to the person or business you are paying (recipient or payee). Cashier's checks are intended to function as cash equivalents and you may not be able to stop payment on a cashier's check once it is issued.

How to obtain a cashier’s check

Cashier’s checks are available at your nearest Regions branch.

Items needed to obtain a cashier’s check:

1. Identification: A government-issued photo ID is required to verify your identity.
2. Payment details: Be ready with the following information:
   • The exact amount of the check
   • The name of the recipient (the payee)
   • Memo line details that specify the purpose of the payment
   • The account number from which the funds will be withdrawn
3. Review the check: After the bank representative issues the check, carefully review all the details to ensure accuracy. Once a cashier’s check is issued, it can be difficult to make changes.

When to use a cashier’s check

Due to the added security features of a cashier’s check, it is commonly used and sometimes required for large purchases such as down payment on a mortgage, vehicle(s) or capital equipment. Cashier’s checks are also used when personal checks, debit or credits cards, or cash are not acceptable payment methods.

Ask a Regions banker about applicable fees for cashier's checks.