Check Cashing Service

Check Cashing and Cash Solutions

You don’t have to have an account with Regions to cash checks.

Regions offers check cashing services — including handwritten, out-of-state, insurance, two-party, tax refunds, business, government and payroll — so you can get your cash immediately.

It’s easy to enroll, and there are no fee surprises.

  • Simple customer enrollment process
  • Full-service check cashing — almost any check, in any amount — even hard-to-cash checks[1]
  • No account required
  • Pricing: percentage of check amount: 1% to 4% of check amount
  • Free load to Regions Now Card® when cashing a check

Regions Quick Guide to Check Cashing (pdf)

Fees, Terms and Conditions:

Branch Check Cashing Fee for Regions Checks[2]:

  • $25 or less (excluding Two-Party Business) — no charge
  • $25.01 or greater (excluding Two-Party Business) — 1% of check amount ($5 minimum fee and $20 maximum fee)
  • Two-Party Business — 4% of check amount ($5 minimum fee)

Branch Check Cashing Fee for Non-Regions Checks[1]:

  • Printed Payroll and Government Checks — 1.50% of check amount ($5 minimum fee)
  • Other Check Type (handwritten payroll, handwritten person-to-person, two-party consumer and business, refund anticipation, insurance-settlement checks, cashier's official checks, and money orders) — 4% of check amount ($5 minimum fee)

Related Insights

See All Insights