Check cashing service

Check Cashing and Cash Solutions

You don’t have to have an account with Regions to cash checks.

Regions offers check cashing services — including handwritten, out-of-state, insurance, two-party, tax refunds, business, government and payroll — so you can get your cash immediately.

It’s easy to enroll, and there are no fee surprises.

  • Simple customer enrollment process
  • Full-service check cashing — almost any check, in any amount — even hard-to-cash checks[1]
  • No account required
  • Pricing: percentage of check amount: 1% to 4% of check amount
  • Free load to Regions Now Card® when cashing a check

Regions Quick Guide to Check Cashing (pdf)

Fees, terms and conditions:

Branch check cashing fee for Regions checks:[2]

  • $25 or less (excluding two-party business) — no charge
  • $25.01 or greater (excluding two-party business) — 1% of check amount ($5 minimum fee and $20 maximum fee)
  • Two-party business — 4% of check amount ($5 minimum fee)

Branch check cashing fee for Non-Regions checks:[1]

  • Printed payroll and government checks — 1.50% of check amount ($5 minimum fee)
  • Other check type (handwritten payroll, handwritten person-to-person, two-party consumer and business, refund anticipation, insurance-settlement checks, cashier's official checks, and money orders) — 4% of check amount ($5 minimum fee)

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