Securities-based line of credit

Establishing a Regions securities-based line of credit can provide easy access to cash and help you take advantage of short-term opportunities without hindering your long-term goals or liquidating investments.^[1]

This type of strategic borrowing offers immediate access to cash whenever you need it. Whether you need money to pay a large tax bill or major medical expenses, a securities-based line of credit can give you access to liquidity and provide a standby source of funding to help you:

• Manage cash flow.
• Finance real estate.
• Acquire business capital.
• Better manage your taxes.
• Manage estate or tax planning needs.
• Exercise stock options.
• Pay for tuition.
• Make large purchases, and much more.
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Because the line is secured by your assets with Regions Private Wealth Management, you enjoy the following benefits over many equity-based credit lines:

• Easy application.
• Simple loan approval process.
• Interest-only payments.
• No financial statements required for lines under $10 million.
• Access to capital in days versus weeks.
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The minimum line of credit is $100,000 with an initial minimum draw requirement of $75,000 and the following assets are eligible for use as collateral:

• Publicly traded stock.
• Treasury, municipal and corporate bond.
• Mutual fund.
• Exchange-traded fund.
• American depositary receipt.
• Unit investment trust.
• Market-linked CD.
• Other widely held securities.