Student and young adult banking solutions

You can build financial confidence right from the start with Regions student banking options. You'll also get access to smart solutions, digital tools, financial education resources, and personalized guidance to help you achieve your goals.

Teens and young adults ages 13-25, regardless of school enrollment status, may open a LifeGreen® Checking for Students account or Regions Now Card®. If you are under 18, come into a Regions branch with a parent or legal guardian to get started.^[1]

Visit a branch Compare both options

Choose how you want to bank

checking for 25 and under
LifeGreen® Checking for Students

Keeps checking simple, with no monthly fee. Available Visa® debit card plus built-in ways to monitor your account. Pay bills online, send money with Zelle®^[2] and transfer money with internal transfers.

Open now Account details

reloadable, PREpaid card
Regions Now Card®

A reloadable, prepaid Visa card that is safer than cash and helps you control spending. The card has flexible options for loading funds.

Apply now Card details

Get smart solutions with both options

Manage money

Enroll in online banking^[3] and download the mobile app^[3] to monitor your account, move money and access budgeting and planning tools like My GreenInsights®.

My GreenInsights® details

Grow savings

Option to open a savings account with no monthly fee so you can save for the future. LifeGreen® Checking for Students has the option of LifeGreen® Savings^[4] and Now Card® has the option for Regions Now Savings®.^[5]

LifeGreen® Savings details

Regions Now Savings® details

Build credit for the future

Subscribe to Self^[6], a service that could help build your credit history by reporting payments you already make. Sign up for Rent Reporting^[6] at no cost to improve your access to financial opportunities in the future.

Learn more about Self

Protect your assets

Set up alerts and notifications^[3]^[7] to stay up -to-date on your account balances and transactions. Use LockIt® card controls to customize how your debit card or Now Card® can be used.^[8]

Set up alerts

Not sure which account is right for you? Let us help you decide.

With the right tools and guidance, anyone can be good with money. Together we can build a Regions Greenprint® personalized plan to help you reach your goals.

Make an appointment Learn more about Greenprint® plans

Frequently asked questions

For LifeGreen® Checking for Students:
- $50 minimum opening deposit
- Social security number or tax identification number
- Birth date
- Personal identification such as driver’s license, passport, state or government-issued ID, etc.
- Secondary form of ID (such as a social security card, birth certificate, Insurance card, etc.)
- If you are 18-25 years old, you can start the application process for a student account online or visit us in one of our branches. Students under 18 must visit a branch and apply jointly with an owner who is of the age of majority.
For Now Card
- $10 minimum load
- Email address
- Social security number
- Personal identification (driver’s license, U.S. passport, state-issued ID or military ID)
- There is no maximum age requirement for the Now Card
Online account opening is available to applicants 18 and older for both LifeGreen® Checking for Students and Now Card. Applicants under 18 must visit a branch with an adult to get started.
It's easy and safe to bank wherever you are, whenever you want. Just download the mobile app^[3] and enroll in online banking^[3] to:
- Make mobile deposits^[3]
- LifeGreen® Checking for Students account users can send and receive money with Zelle®.^[2] Not available for Now Card users.
- Create alerts and text notifications to keep your money safe^[3]
- Lock or unlock your debit card with LockIt®^[8]
- Set up budget & planning tools
- Get rewards through Regions Offers
- Locate ATMs or branches
Learn more about the mobile app
The LifeGreen® Checking for Students ‘no monthly fee’ account is available to anyone 25 and under and will be transitioned to a LifeGreen eAccess Account® at age 26. To make sure the account is right for you, visit a Regions branch for a free personalized Regions GreenPrint® plan.

There is no maximum age requirement for the Now Card.
No, LifeGreen® Checking for Students is available to anyone ages 13-25.
At account opening in a branch, talk to your banker to request your SEC or HBCU debit card.

For custom gallery designs and online account openings, once you receive your new debit card, you may visit YourPix to order. For existing card holders, request your SEC or HBCU debit card at any Regions branch, by calling 1-800-REGIONS or visiting YourPix.^[9]

For custom gallery designs you may use your existing Regions Debit Card and visit YourPix.

Visit a branch

Personalize your Regions card design

Express your personality with your custom Regions Visa debit or prepaid Now card. Show your school spirit with one of our collegiate card designs, upload your favorite photo or choose from our online gallery.^[9]

Customize your card

Financial literacy for students

As a college student, your next steps are pretty big. Take the guesswork out of preparing for the future with real-life insights, financial guidance, and tips to help you make the most of these years without breaking your budget.

Access tools for students

Regions is here to celebrate every milestone you reach and help you strive for the next one

Be smart about college

Buying your first home

Young adult finances 101

Start your first business

Customers under 18 cannot be a primary cardholder but can be added as an authorized user.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. If you don’t know the person you are paying or aren’t sure you’ll get what you are purchasing, we recommend you do not use Zelle® for the transaction. Once you have authorized and made a payment through Zelle,® it may not be possible to reverse the payment or recover the funds. Transactions between enrolled users typically occur in minutes and generally do not incur transaction fees.
Enrollment in Online Banking requires eligible Regions accounts. To enroll in Online Banking, you must have either a Social Security or Tax Identification Number or use alternative enrollment procedures available by visiting a branch. Mobile Banking, Regions Mobile Banking app, Alerts, Notifications, Text Banking and Mobile Deposit require a compatible device and enrollment in Online Banking. All are subject to separate terms and conditions. There is no fee to access Online Banking or Mobile Banking, but fees may apply to certain products and services offered through Online Banking and Mobile Banking. Mobile Deposit may be subject to fees. Your mobile carrier’s messaging and data fees may apply. You must be at least 18 years of age to use Regions Bill Pay or Zelle.® U.S. checking or savings account required to use Zelle.®
To qualify for a LifeGreen Savings Account, you must have a Regions checking account. The minimum opening deposit amount for a Regions checking account is $50. The minimum opening deposit amount for opening a LifeGreen Savings Account is $50 (or $5 in branch if you set up a monthly automatic savings transfer from a Regions checking account). An automatic transfer of funds of at least $10 from your Regions checking account to your LifeGreen Savings account in at least 10 of any of the 12 calendar months that precede the month of your account opening anniversary (your “Account Anniversary Month”) is required to earn a 1% annual savings bonus. The annual savings bonus is based on the average monthly balance for the 12 calendar months that precede your Account Anniversary Month. The annual savings bonus will be paid to your LifeGreen Savings account by the second business day of the month following your Account Anniversary Month. To receive the annual savings bonus, your LifeGreen Savings account must be open on the date the annual savings bonus is paid. Maximum annual savings bonus of $100. You are responsible for any tax due on any amount received under this offer. Fees could reduce earnings on the account. The Annual Percentage Yield (APY) for the LifeGreen Savings account and the LifeGreen Preferred Checking (other Regions checking accounts do not pay interest) account is based upon balance and may change at any time. Check the current interest rates and APYs for LifeGreen Savings and LifeGreen Preferred Checking. Regions Bank reserves the right to change the terms of or terminate this bonus program and prorate the amount of any bonus payment at any time in its sole and absolute discretion.
In order to be eligible for and to maintain a Regions Now Savings account, you must be the primary cardholder on a Regions Now Card and you must keep the Now Card open and in active status. If your Now Card is closed or becomes inactive for any reason, or if we otherwise determine that you are not the primary cardholder on a Now Card, we may convert your Regions Now Savings account to a Regions Savings account. You may open and maintain no more than one (1) Regions Now Savings account at a time as primary cardholder. If at any time you are the primary owner on more than one (1) Regions Now Savings account, we may convert any or all of your excess Regions Now Savings accounts to Regions Savings accounts. We will notify you in advance if we convert your Regions Now Savings account to a Regions Savings account. Please see pricing schedule for full details. Regions Mobile Deposit requires a compatible device and enrollment in Online Banking. Regions' Mobile Load Fee and your mobile carrier's messaging and data fees apply.
Services are provided by Self Financial, Inc. Enrollment (including eligibility requirements such as being 18 years or older) is subject to Self's terms and conditions. Regions Bank does not provide these services and makes no representations or warranties about them. Individual results vary. You may not receive an improved credit score. Other factors, including activity with other creditors, may impact results. Many lenders, including most auto and mortgage lenders, do not use scores impacted by rent, cell and utility payments. Not all bill payments may be eligible. Rent payments are reported to Experian, Equifax and TransUnion. Utility & cell phone payments are reported to TransUnion.
Push and text/SMS notifications require enrollment in Regions Online Banking and are subject to the Regions Online Banking terms and conditions We can provide these alerts only if you have provided your compatible mobile phone number and/or email address to us; we can provide alerts by text only if you have not opted out of communication via these methods. A compatible mobile device (phone or tablet) also is required. Push notifications require installation of the Regions Mobile App. We provide alerts as a courtesy, and have no liability for any failure or delay to provide an alert to you. We may modify or discontinue these alerts at any time and without notice to you. . Your mobile carrier's messaging and data fees may apply to text/SMS notifications.
LockIt® controls will not block all transactions on your card. They will not block transactions processed when standard authorization systems are not used. They will not block merchant-identified recurring transactions, credits to your account, ATM deposits, ATM Now Card loads, ATM payments (including transfers from your deposit accounts to your credit accounts), ATM check cashing, ATM inquiries or ATM account mini statements. If your credit card provides overdraft protection to your checking account, they will not block overdraft protection advances.
$10 fee applies to each YourPix® personalized or collegiate card issued. See our available collegiate cards here.