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Open a Bank Account Online
When you open a bank account with Regions, you'll discover a full spectrum of accounts, products and services designed to meet your banking needs.
Find the account that fits your needs
Open a checking account online
interest-earning
LifeGreen Preferred Checking®
Exclusive account that earns interest and provides preferred services and benefits.
Monthly fee options:
$0 with an average monthly balance of $5,000[3]
OR
$18
no overdraft Fees
Regions Now Checking®
Checking account with safeguards to help manage your money and no overdraft fees.
$5 monthly fee (can't be waived)
e-checking account
LifeGreen eAccess Account®
You bank online, pay primarily with a card and may write a few checks.
Monthly fee options:
$0 with at least 10 Regions debit card and/or credit card purchases[4]
OR
$8
student checking for 25 and under
LifeGreen® Checking for Students
Account with no monthly fee if you are 25 years old or younger.
$0 monthly fee
Savings, Money Market and CD Accounts
Savings account bonus
Regions LifeGreen® Savings
If you have a Regions checking account[7], you can save money and earn interest with no monthly fee, no minimum balance requirement and a bonus opportunity[8].
$0 Monthly fee if you have a Regions checking account [7]
$50 Minimum opening deposit
OR
$5 Minimum opening deposit if opened at a branch, and you set up automatic recurring monthly savings transfers from a Regions personal checking account[7]
Low-cost savings account
Regions Savings
Basic, low-fee savings account to build your nest egg for the future. Plus, you can avoid the monthly fee by maintaining a $300 minimum daily balance.
$5 Monthly fee
$50 Minimum opening deposit
Kids Savings account
Savings for Minors
Savings account for customers under 18 years of age[9] with no monthly fee and no minimum balance requirements.
$0 Monthly fee
$5 Minimum opening deposit
savings account bonus
Regions Now Savings
Savings account for the primary cardholder of a Now Card [10] that gives you the opportunity to earn monthly and annual savings bonuses. [11] [12]
$0 Monthly fee
$10 Minimum opening deposit
Option to waive monthly fee
Money Market Account
A basic account that enables you to earn interest while having immediate access to your funds.
$12 Monthly fee
$100 Minimum opening deposit
Premium rates
Premium Money Market Account
An account that offers premium rates and access to funds.
$15 Monthly fee
$100 Minimum opening deposit
Credit cards
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Build positive credit
Explore Visa® Credit Card
Responsible use of the Explore Visa® Credit Card can help you build a positive credit history.[13]
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Save on interest
Life Visa® Credit Card
Take advantage of our longest standard introductory interest rate[14] to help you manage your finances with the Life Visa® Credit Card.
Personal loans
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use a regions account balance as collateral
Deposit Secured Loan
Secure funds at a low, fixed interest rate with a Regions CD, savings or money market account.
Maximum loan amount is up to 100% of available balance in a deposit account securing it.
![](/-/media/Images/DotCom/Products/loans-lines-of-credits/Secured-Installment-Spotlight-Tile.jpg?revision=a289f04e-e773-4dd0-a244-04c8e683518c&la=en&h=480&w=850&hash=7B9E4B39D02E689C1462647847F22D64)
Use an rv, boat or utility vehicle as collateral
Secured Installment Loan
Secure funds to purchase or refinance a recreational vehicle at a low, fixed rate.
Each vehicle type has an individual maximum loan amount ranging from $5k – $300k.
Personal lines of credit
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no collateral with a variable interest rate
Preferred Line of Credit
A revolving line of credit that requires no collateral and has a variable interest rate.
The maximum line amount is $50k.
![](/-/media/Images/DotCom/Products/loans-lines-of-credits/Savings-Secured-Line-of-Credit-Spotlight.jpg?revision=778e883f-55ce-4b58-94e2-0381cca35ac6&la=en&h=480&w=850&hash=A52E30544CC53204A5ECA0ED238C3B92)
Use a regions account balance as collateral
Savings Secured Line of Credit
Secured by a Regions savings or money market account. A great way to improve less-than-perfect credit when used responsibly.
Max amount up to 100% of available balance in the Regions account used as collateral.
![](/-/media/Images/DotCom/Products/loans-lines-of-credits/Protection-LOC-Spotlight.png?revision=254e913d-fe71-4005-aea2-68cff3ed5a2f&la=en&h=480&w=850&hash=97553ABA319E1FC19C26C2DCFFFB68E1)
Small line of credit for overdraft protection
Protection Line of Credit
A small revolving line of credit for overdraft protection. Credit line of $50 to $500 with a fixed interest rate, no annual or transfer fee.
Eligible Regions customers will receive an invitation through email or online banking.