Regions Help & Support

Yes. Interest is charged on the amount of each advance based on your approved interest rate. There is an Annual Fee of $50 beginning one year after the opening date and will continue each year while the account remains opened, an Over-limit Fee of $29 when your account balance exceeds its credit limit anytime during the billing cycle and a Late Payment Fee of $35 if the minimum payment on the Credit Line account in not paid within 10 days after the payment due date. For more information, specific to your credit line account, refer to your account agreement and disclosures or the Savings Secured Line of Credit Quick Guide.