Open a Bank Account Online

Everyday banking with perks.

Monthly fee options:

$0 with a monthly direct deposit of at least $500^[1]

More ways to waive the fee

OR

$8 with online statements^[2]

OR

$11 with paper statements

Read our Regions Quick Guide® for more account and fee details.

Exclusive account that earns interest and provides preferred services and benefits.

Monthly fee options:

$0 with an average monthly balance of $5,000^[3]

More ways to waive the fee

OR

$18

Read our Regions Quick Guide® for more account and fee details.

Checking account with safeguards to help manage your money and no overdraft fees.

$5 monthly fee (can't be waived)

Read our Regions Quick Guide® for more account and fee details.

You bank online, pay primarily with a card and may write a few checks.

Monthly fee options:

$0 with at least 10 Regions debit card and/or credit card purchases^[4]

More ways to waive the fee

OR

$8

Read our Regions Quick Guide® for more account and fee details.

If you’re 62 or better, you've earned added benefits like an easier way to waive the monthly fee.

Monthly fee options:

$0 with a monthly direct deposit of at least $300^[1]

More ways to waive the fee

OR

$8 with online statements^[2]

OR

$11 with paper statements

Read our Regions Quick Guide® for more account and fee details.

Account with no monthly fee if you are 25 years old or younger.

$0 monthly fee

Read our Regions Quick Guide® for more account and fee details.

A CD that will earn you a competitive rate and provide a predictable return with low risk.^{[5] [6]}

Check rates

$500 minimum opening deposit for CDs with terms of 90 days or more

$2,500 minimum opening deposit for CDs with terms from 7 days to 89 days

If you have a Regions checking account^[7], you can save money and earn interest with no monthly fee, no minimum balance requirement and a bonus opportunity^[8].

Check rates

$0 Monthly fee if you have a Regions checking account ^[7]

$50 Minimum opening deposit
OR
$5 Minimum opening deposit if opened at a branch, and you set up automatic recurring monthly savings transfers from a Regions personal checking account^[7]

Basic, low-fee savings account to build your nest egg for the future. Plus, you can avoid the monthly fee by maintaining a $300 minimum daily balance.

Check rates

$5 Monthly fee

$50 Minimum opening deposit

How to waive the monthly fee

Savings account for customers under 18 years of age^[9] with no monthly fee and no minimum balance requirements.

Check rates

$0 Monthly fee

$5 Minimum opening deposit

Savings account for the primary cardholder of a Now Card ^[10] that gives you the opportunity to earn monthly and annual savings bonuses. ^{[11] [12]}

Check rates

$0 Monthly fee

$10 Minimum opening deposit

A basic account that enables you to earn interest while having immediate access to your funds.

Check rates

$12 Monthly fee

$100 Minimum opening deposit

How to waive the monthly fee

Effective January 9, 2025, this account is no longer available for sale through regions.com. Applicants who have a pending online application for this account have approximately 30 days to complete and submit the application after initiating it.

An account that offers premium rates and access to funds.

Check rates

$15 Monthly fee

$100 Minimum opening deposit

How to waive the monthly fee

Responsible use of the Explore Visa® Credit Card can help you build a positive credit history.^[13]

Take advantage of our longest standard introductory interest rate^[14] to help you manage your finances with the Life Visa® Credit Card.

Earn 1.5% Cash Rewards^[15] on purchases^[16] with no annual fee ^[14] with the Cash Rewards Visa® Signature Credit Card.

Earn up to 3% cash back on everyday purchases.^[16] Earn up to 4% when you register for Rewards Multiplier.^[17]

No collateral required. Interest rates^[18] range from 9.24% APR to 29.99% APR.

Maximum loan amount for existing customers^[19] is $50k.

Secure funds at a low, fixed interest rate with a Regions CD, savings or money market account.

Maximum loan amount is up to 100% of available balance in a deposit account securing it.

Secure funds to purchase or refinance a recreational vehicle at a low, fixed rate.

Each vehicle type has an individual maximum loan amount ranging from $5k – $300k.^[19]

A revolving line of credit that requires no collateral and has a variable interest rate.

The maximum line amount for existing customers^[19] is $50k.

Secured by a Regions savings or money market account. A great way to improve less-than-perfect credit when used responsibly.

Max amount up to 100% of available balance in the Regions account used as collateral.