Prestige Visa Signature Credit Card

Earn a $200 bonus when you spend $1,000 in the first 90 days after account opening. If you spend at least $500 but not quite $1,000, you will earn a $100 bonus.^[1] ^[2]

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Earn up to 4% on purchases

When you register for Rewards Multiplier^[3], you can earn up to an extra 1% on every credit card purchase based on the average balance you have in your checking and other deposit accounts. That means you can earn up to 4% on dining & entertainment purchases, 3% on gas & grocery purchases, and 2% on all other purchases^[4]. Use our Rewards Multiplier calculator to see how much you could earn.

Prestige card rewards at a glance

3%

Dining & entertainment purchases^[4]
2%

Gas & grocery purchases^[4]
1%

All other purchases^[4]

Credit Card Control

Regions LockIt® gives you the power to customize how, when and where your credit card can be used.

Alerts to Verify Card Activity

If we see something suspicious, we may text, email and/or call you to determine whether you authorized the transaction.

Visa Zero Liability Policy^[5]

You're not responsible for unauthorized transactions made with your Visa credit card, online or offline.

Interest rates and fees

0% introductory APR for 12 months on purchases that post in the same period and on balance transfers that post within 60 days of account opening. After that, a variable APR between 17.24% - 27.24% variable APR based on your creditworthiness.
29.24% variable APR for cash advances.
No annual fee.
$10 balance transfer fee or 4% of the amount of the balance transferred, whichever is greater.
$10 cash advance fee or 4% of the amount of the cash advance, whichever is greater.
Late payment fee of up to $39.
No foreign transaction fee.
View Prestige Visa Signature Credit Card pricing details.

Card details

- Special offer for new Prestige credit cards:
  - Earn 3% on dining & entertainment purchases^[4], including fast food.
  - Earn 2% on gas and grocery store purchases^[4].
  - Earn 1% on all other purchases^[4].
  - Learn more about this Prestige card special offer.
- Cash back is earned in the form of Relationship Rewards points. This means that each purchase^[4] will earn at least 1 Relationship Rewards point per $1 spent. Relationship Rewards can be redeemed for a direct deposit into a Regions account, a statement credit, travel, gift cards, and more. Learn more about Relationship Rewards.
- Earn a $200 bonus when you spend $1,000 in the first 90 days after account opening. If you spend at least $500, but not quite $1,000, you will earn a $100 bonus^[1]. The bonus will be awarded at the end of the 90-day period.
- Earn even more when you register for Regions Rewards Multiplier^[3] and maintain certain balances in your Regions personal checking and other deposit accounts. Use our Rewards Multiplier calculator to see how much you could earn.
- Regions LockIt^® gives you the power to customize how, when and where your credit card can be used for certain types of transactions.
- May receive Term It^® offers on qualifying purchases after intro APRs terminate.
- View and activate Regions Offers^℠ in Online^[6] and Mobile^[7] Banking to earn cash back at select retailers.
- Alerts to verify card activity. If we see something suspicious, we may text, email and/or call you to determine whether you authorized the transaction.
- Simplified online shopping when you register your Regions credit card and then click to pay where you see this icon Visa Click to Pay icon .^[8]
- Tap to Pay is a contactless payment option that combines the best of chip card technology and security with the convenience of wireless technology.
- Make purchases using Mobile Pay. With one touch of your device, pay with your credit card through Apple Pay^®, Google Pay^™, Samsung Pay or LG Pay.^[9]
- Option to use your card for overdraft protection on a Regions checking account.
- Customize your card with Regions YourPix Studio for only $10.
- Visa Zero Liability Policy^[5]
- Visa Signature Concierge Service
- Travel Accident Insurance
- Roadside Dispatch
- Lost Luggage Reimbursement
- Travel & Emergency Assistance, including Emergency Card Replacement/Cash Disbursement
- Auto Rental Collision Damage Waiver
- Extended Warranty Protection
- Purchase Security
- Optional Year-End Summary Statement
- See complete list in Visa's Guide to Benefits.

Compare cards and rewards

Compare our credit cards side by side or use our rewards calculator to find the right rewards card for you.

Compare credit cards Go to rewards calculator

Maximize your Rewards

Make the most of Relationship Rewards with the Regions Rewards Multiplier Program. Register for Rewards Multiplier and you can earn extra rewards on your Prestige Visa card purchases^[4] when you maintain certain balances in your Regions Bank personal checking and other deposit accounts.

Use our Rewards Multiplier calculator to see how much you could earn.

Regions Rewards Multiplier details

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Other services and important information

The maximum amount of rewards available under this introductory offer is $200 cash back, or 20,000 Relationship Rewards points, based on your net purchases in the first 90 days after account opening. The amount of any returned purchase for which a credit is provided within the 90-day period will not count toward the amount needed to earn the bonus points. The bonus will be awarded at the end of this 90-day period.
Regions Rewards programs allow you to earn rewards for qualifying purchases on certain Regions credit cards. APRs on credit cards with rewards may be higher than those without rewards.
This Program is a bonus available in connection with certain Regions deposit accounts. The Annual Percentage Yield (APY) for currently offered interest-bearing consumer deposit accounts whose balances are used to calculate the Total Average Deposit Balance is available at www.regions.com. Check rates and APYs for LifeGreen Preferred Checking, LifeGreen Savings, Savings, Savings for Minors, Now Savings, Money Market, Premium Money Market, and IRAs. Check rates and APYs for CDs.
Rewards are not earned for any purchases of items that can be traded right away for cash (such as wire transfers, money orders, traveler’s checks, lottery tickets or casino chips), or any other cash advances, balance transfers, fees, interest charges, or unauthorized or fraudulent purchases.
Additional cash back on entertainment, dining, gas and grocery store purchases are awarded based on the merchant category code (MCC) assigned to the merchant where you made the purchase. Regions does not control which MCC a merchant is assigned; it is based on the primary good or service the merchant sells. If a merchant’s MCC does not match the MCC for one of these categories, 1% cash back will be awarded for the purchase. Learn more about the Prestige card special offer.
The Visa Zero Liability Policy does not apply if you have been fraudulent or negligent in handling your card or account.
Enrollment in Online Banking requires eligible Regions accounts. To enroll in Online Banking, you must have either a Social Security or Tax Identification Number or use alternative enrollment procedures available by visiting a branch. Mobile Banking, Regions Mobile Banking app, Alerts, Notifications, Text Banking and Mobile Deposit require a compatible device and enrollment in Online Banking. All are subject to separate terms and conditions. There is no fee to access Online Banking or Mobile Banking, but fees may apply to certain products and services offered through Online Banking and Mobile Banking. Mobile Deposit may be subject to fees. Your mobile carrier’s messaging and data fees may apply. You must be at least 18 years of age to use Regions Bill Pay or Zelle.® U.S. checking or savings account required to use Zelle.®
Mobile Banking, Regions Mobile Banking App, Alerts, Notifications, Text Banking and Mobile Deposit require a compatible device and enrollment in Online Banking. All are subject to separate terms and conditions. Mobile Deposit is subject to fees. Your mobile carrier’s messaging and data fees may apply.
EMV®SRC Payment icon, consisting of a pentagon design oriented on its side with a stylized depiction of a fast-forward symbol on the right, formed by a continuous line, is a trademark owned by and used with permission of EMVCo, LLC.
Apple Pay is a trademark of Apple Inc. Google Pay is a trademark of Google, Inc. Samsung Pay and the Samsung Pay logo are trademarks of Samsung Electronics Co., Ltd.