Equal Housing Lender

Help & FAQs

Under the Federal Fair Housing Act, it is illegal, on the basis of race, color, national origin, religion, sex, handicap, or familial status (having children under the age of 18), to:

  • Deny a loan for the purpose of purchasing, constructing, improving, repairing or maintaining a dwelling, or deny any loan secured by a dwelling; or 
  • Discriminate in fixing the amount, interest rate, duration, application procedures or other terms or conditions of such a loan, or in appraising property. 

If you believe you have been discriminated against, you should send a complaint to the following addresses:

For processing under the Federal Fair Housing Act, send to:
Assistant Secretary for Fair Housing and Equal Opportunity 
Department of Housing & Urban Development 
Washington, D.C. 20410 

For processing under Federal Reserve regulations, send to: 
Federal Reserve Consumer Help 
P.O. Box 1200 
Minneapolis, MN 55480

Under the equal credit opportunity act, it is illegal to discriminate in any credit transaction:

  • On the basis of race, color, national origin, religion, sex, marital status, or age 
  • Because income is from public assistance, or 
  • Because a right was exercised under the Consumer Credit Protection Act. 

If you believe you have been discriminated against, you should send a complaint to:

Federal Reserve Consumer Help
P.O. Box 1200 
Minneapolis, MN 55480

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