Painting financing for contractors

As an experienced painting contractor, you've likely encountered homeowners who haven’t considered how they’ll pay for their new paint job. We’re here to help you offer financing to clients as part of your painting service.

Why offer financing to your painting customers?

Sell more

When you make it easy for customers to pay for their new paint project, you can upsell to expanded painting jobs, close more deals that allow you to showcase your work, and boost your reputation as a painting contractor.

Reduce delays

Offering reliable financing as a part of your painting services can reduce delays so you can get started with the project right away.

Get convenient funding

When a homeowner is looking for new paint, it’s quick and easy for you to request money — funds typically hit your account within 24 hours of request authorization, keeping your cash flow game strong.

Offer a better customer experience

Your customers will thank you when you give them a choice of simple paperless application options, along with an express loan decision.

Are you a painting contractor interested in offering financing to your customers?

Learn how our products and tools can help you grow your business.

Why painting contractors should choose Regions Home Improvement Financing

When you choose Regions as your contractor financing provider, you enjoy these unique advantages:


  • Home improvement experience: Over two decades of experience specializing in home improvement lending has enabled us to create solutions tailored to the industry. We’ve funded over $15 billion in home improvement projects through products built around your needs.
  • Personalized service: When you work with us, you have a dedicated relationship manager who knows your business and your needs ensuring you receive high-quality service every time. We also have a contractor support line available to assist you.
  • Detailed account management: Working with Regions means you get access to our online PartnerPortal. Here you can view real time data and reports to keep track of your customers’ loans.
  • Marketing support: We provide contractors with marketing tools and collateral to help them communicate the financing options and their benefits to their prospects.

How painting contractors can offer financing

Our process is made to be simple so you can focus on growing your business:

  • Homeowners can apply by choosing from three paperless application methods, including online, in the app, or over the phone.
  • With quick approvals, you can get everything signed, sealed, and delivered before you leave the customer’s home.
  • Once the project begins, requesting funds from homeowners is just a click away.
  • They'll receive the request and your funds are typically deposited within 24 hours of the homeowner's approval.

Painting financing FAQs

  • Our convenient digital application methods can result in quick credit decisions, often in just a few minutes. Missing or incorrect information included in the application may delay the process. Regions pre-approval process can help by giving your customers a better idea of what they may qualify for, and this can speed up the loan process, helping you close more deals.

  • We recommend mentioning the availability of financing in all your marketing materials, as well as at three touchpoints: when setting the appointment, while establishing rapport with the customer, and when presenting the bid in the customer's home. Every homeowner should be offered financing to get the most out of your program. The more routine you make offering contractor financing, the easier it will be.

  • In most cases, you can expect the full interior or exterior paint job to be covered by our financing options.

  • We’ll give you and every member of your team a comprehensive orientation so you know the most effective ways to implement financing into your business practices. We offer on-demand and live training sessions.