Kitchen & bath remodel financing for contractors

As an experienced kitchen and bath remodeling contractor, you and your customers have a vision for their dream remodel—and it’s easier than ever to achieve that design when you give the homeowner convenient options for paying for the project. We’re here to help you offer financing to clients as part of your service.

Why offer financing to your kitchen & bath remodel customers?

Sell more

When it’s easy for customers to pay for their project, you can upsell to expand projects, have more completed projects to showcase your work, and boost your reputation as a contractor.

Get convenient funding

When a homeowner is looking for a new kitchen and bath, requesting money is easy—funds typically hit your account within 24 hours of requesting authorization.

Close more deals

Offering reliable financing as a part of your kitchen and bath remodeling services gives customers a choice of how to manage their money, removing objections over price.

 

Offer a better customer experience

Your customers will thank you when you give them a choice of simple paperless application options, along with an express loan decision.

Financing makes kitchen & bath projects easier for homeowners

Homeowner secures funding quickly

Multiple loan types to suit customers' needs

Quick and hassle-free credit decisions

Homeowners get remodeling & financing in one place

Are you a kitchen & bath remodeler interested in offering financing to your customers?

Learn how our products and tools can help you grow your business.

Why kitchen & bath remodeling contractors should choose Regions Home Improvement Financing

When you choose Regions as your contractor financing provider, you enjoy these unique advantages:


  • Home improvement experience: Over two decades of experience specializing in home improvement lending has enabled us to create solutions tailored to the industry. We’ve funded over $15 billion in home improvement projects through products built around your needs.
  • Personalized service: When you work with us, you have a dedicated relationship manager who knows your business and your needs ensuring you receive high-quality service every time. We also have a contractor support line available to assist you.
  • Detailed account management: Working with Regions means you get access to our online PartnerPortal. Here you can view real time data and reports to keep track of your customers’ loans.
  • Marketing support: We provide contractors with marketing tools and collateral to help them communicate the financing options and their benefits to their prospects.

How remodeling contractors can offer financing

Our process is made to be simple so you can focus on growing your business:


  • Homeowners can apply by choosing from three paperless application methods, including online, in the app, or over the phone.
  • With quick approvals, you can get everything signed, sealed, and delivered before you leave the customer’s home.
  • Once the project begins, requesting funds from homeowners is just a click away.
  • They'll receive the request and your funds are typically deposited within 24 hours of the homeowner's approval.

Kitchen and bath financing FAQs

  • Our convenient digital application methods can result in quick credit decisions, often in just a few minutes. Missing or incorrect information included in the application may delay the process. Regions pre-approval process can help by giving your customers a better idea of what they may qualify for, and this can speed up the loan process, helping you close more deals.

  • We recommend mentioning the availability of financing in all your marketing materials, as well as at three touchpoints: when setting the appointment, while establishing rapport with the customer, and when presenting the bid in the customer s home. Every homeowner should be offered financing to get the most out of your program. The more routine you make offering contractor financing, the easier it will be.

  • In most cases, you can expect the full remodeling job to be covered by our financing options.

  • We’ll give you and every member of your team a comprehensive orientation so you know the most effective ways to implement financing into your business practices. We offer on demand and live training sessions.