SBA Express loan
An SBA Express loan may be used for working capital, financing business acquisitions, equipment, debt refinance, inventory and leasehold improvements.
SBA Express loan at a glance
Are you eligible for an SBA Express loan
Small businesses must meet specific criteria to be eligible for an SBA Express loan. As an SBA preferred lender, our specialized SBA Banker can customize a plan for your business needs.
SBA Express loan details
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- Fixed and variable rates available
- Loans and line of credit options
- Low down payment
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- Variable and fixed-rate options available
- Speak to an SBA Banker about fees associated with SBA loans
Borrower contribution: A minimum of 10% of the loan amount
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Maximum loan amount up to $500,000
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Up to 3 years for lines of credit with interest only payments, followed by 7 years of principal and interest payments.
Small business resources
SBA Express loan FAQ
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An SBA Express loan allows for borrower to gain access to capital including revolving lines of credit. Learn more about SBA Express loans by visiting sba.gov.
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Proceeds can be used for working capital lines of credit with a loan maximum of $500,000.
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The borrower’s responsibilities include personal and business tax returns, financial statements and additional business forms and documentation based on the request. The borrower must demonstrate a need for a revolving working capital product such as accounts receivable payments, inventory purchases or other products as determined.
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