Money Market IRA^[1]

A Money Market IRA^[1] is an FDIC insured, flexible, tax-advantaged account that allows for regular deposits, withdrawals and rollover of IRA funds at any time.^[2]

Make an appointment

Compare IRAs

Features of the Money Market IRA

No monthly maintenance fees

Deposits or withdrawals allowed at any time^[3]

Get started with $50^[4]

No maturity obligation

Money Market IRA details

Rates
- Find a branch for further details.
Annual Percentage Yield (APY)
- Check rates
Terms
- No maturity obligation
Minimum balance
- $50 minimum opening deposit required
- Deposits allowed at any time^[3]
Additional deposits^[3]
- Additional deposits of $25 or more can be made anytime.
Withdrawals allowed at anytime.^[5]
- No monthly maintenance fees

Explore other retirement savings account options

Choose the best account for your retirement goals.

Compare IRAs

Get more out of your retirement account

Find branches and ATMs near you

Make an appointment with a banker

Track my finances with My GreenInsights

Find the right products for you

Consolidated Appropriations Act of 2023

Article
Are You and Your Spouse on the Same Page?

Article
Podcast: Rising Health Care Costs in Retirement

Podcast
How long will my retirement savings last?

Calculator

These accounts can be opened with a Roth IRA, an Education IRA or a Traditional IRA.
The information presented is subject to change. It is not an offer or contract for any product or service, and it does not replace the legal terms and conditions of the product or service. Please refer to your agreement and related disclosures for the legal terms and conditions which will affect your product or service. Regions does not offer tax, legal or accounting advice. Consult an appropriate professional concerning your specific situation and irs.gov for current tax rules. Note that special rules apply to IRAs (both Traditional and Roth) that are inherited by a beneficiary. If you are the beneficiary of an inherited IRA, please consult a professional about your specific situation and visit irs.gov for current tax rules.
Additional deposits of $25 or more can be made at any time.
Minimum opening deposit amount of $50.
There are no bank penalties for early withdrawals. However, the IRS may impose a penalty for early withdrawal. Visit IRS withdrawals for more information.

Money Market IRA[1]