Virginia Cearra

Get started online

Start the application process or request more info for current rates.

  • Contact information

    Schedule an appointment today with Virginia Cearra

    View schedule

    Cell phone

    321-704-4328

    Social media

  • About Virginia Cearra

    Virginia Cearra has worked in the mortgage industry since 2001 and has experience with all types of home loan programs. Virginia is committed to providing professional, first-class service to each customer. From application to closing, Virginia is available to answer any questions you have and assist you with all your mortgage needs.

  • Achievements

    Community involvement

    State of Florida Guardian Ad Litem Brevard Home Builders and Contractors Association Melbourne Regional Chamber of Commerce

  • Benefits & services

    • Low or no down payment options
    • Construction and renovation financing
    • Doctor loan programs
    • Emerging professional programs
    • FHA, VA, and USDA home loans
    • Know who has your loan: Regions retains servicing on most home loans we originate
    • Mortgage customers are eligible for Regions Preferred banking programs

More about Regions mortgage

Why choose Regions mortgage?

There's no such thing as a one-size-fits-all banking solution. That's why we work with you to find the right answers for your individual needs.

Mortgage loan options

Learn about our wide range of home loan options and how you can select a mortgage that's right for your financial situation.

Calculate a mortgage payment

What kind of monthly payment fits best in your budget? It's an important factor to consider when you’re planning to buy a house.

Homeownership resource center

Prepare for every step as a homeowner with guidance, tools and resources from Regions Next Step.